Finance
What is the charitable deduction? The charitable deduction allows you to deduct the value of property you give to charity from your estate and may reduce any federal gift and estate tax that may be owed. Charitable gifting allows you to satisfy your personal philanthropic desires and fulfill your estate planning objectives. You may wish […]
How to Use Charitable Deductions Read More »
Conventional wisdom says that what goes up, must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when it’s your money at stake. Though there’s no foolproof way to handle the ups and downs of the stock market, the following common sense tips can help.
Stock market tips: Handling Market Volatility Read More »
Financially speaking, the terms “saving” and “investing” are often used interchangeably. But the concepts behind these terms actually have some important differences. Understanding these differences and taking advantage of them may help you in working toward financial goals for you and your family. Saving You may want to set aside money for a specific, identifiable
Saving or Investing: Is There a Difference? Read More »
What is the Medicare open enrollment period? The Medicare open enrollment period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year, Medicare plans typically change what they cost and cover. In addition, your health-care needs may have changed over the past year.
Medicare Open Enrollment Period Begins October 15 Read More »
The wage gap between men and women has hardly budged in the last decade. In fact, according to researchreleased in April of 2013 by the Institute for Women’s Policy Research (IWPR), it will take another 45 years before U.S. men and women earn the same pay for doing the same jobs. The median weekly earnings of
Salary Negotiation Myths that Hold Women Back Read More »
Changes to a widely used credit score may make it more likely for consumers struggling with low scores to obtain loans. Fair Isaac Corporation’s newest FICO® credit scoring model will change certain aspects of how it computes the information on an individual’s credit report. The changes come in the wake of discussions with lenders
Good News: Possible Relief for Consumers with Low Credit Scores Read More »
Have you ever stood at the pump wondering why you’re paying so much to fill up your vehicle? The answer is … complicated. According to the U.S. Energy Information Administration (EIA), many factors contribute to the cost of a gallon of gasoline, including the price of crude oil (which accounts for the majority of the
Why are you paying more at the pump? Read More »
CITY OF CHULA VISTA CELEBRATES SOLAR WITH NEW PROJECT AND PROGRAM TO EXPAND FINANCING OPTIONS TO PROPERTY OWNERS Via Press Release–CHULA VISTA, Calif. (May 14, 2014) – The City of Chula Vista held an event and ‘flipped the switch’ to their recently installed solar projects, totaling 500,000-watts of clean energy across three facilities. The city not
City of Chula Vista Launches New Solar Program For Property Owners Read More »
Lending money to relatives can be the catalyst for destroying many close family bonds. Especially if you’ve opened your heart and your wallet only to have both broken. It happens more times than not. Yet people make loans to loved ones all the time. In fact, Boston-based American Consumer Credit Counseling reports that 82 percent of Americans would
7 Tips on Lending Money to Relatives and Loved Ones Read More »
In 2013, we spotlighted a young entrepreneur, Monique Bolden. If you recall, in the featured story, the ambitious owner of Slumber Parties by Monique shared her personal story and, the success of her lucrative in-home romance enhancement party business. Selling romance products with names that will undoubtedly make an extreme introvert want to blush, the
Pure Romance® By Monique: Empowers Women in Creating a Lucrative Business Read More »